Apex AI Employee · No. 06

Meet the CFO you can actually afford.

A real fractional CFO costs $8,000–$12,000 a month. Yours runs your books, forecasts your cash, and hunts down the money leaking out of your business — for a fraction of one hire, and it never sleeps.

Find out what's leaking — free

No credit card. No sales call to get your numbers. Yours to keep.

The part you already feel

You run the business. Nobody's running the numbers. Your accountant tells you what happened last year — not where the money's leaking right now.

Payroll creep. Overtime nobody's watching. Invoices aging out past 60 days. Five subscriptions you forgot you're paying for. Cash sitting idle that should be working. It's not that the money isn't there — it's that no one has the time to go find it.

The job description

What your CFO does, every month.

Not bookkeeping. Strategic finance — the work a great CFO does, running quietly in the background.

Keeps the books clean
Pulls straight from your bank feed — no QuickBooks required, no data entry for you.
Monthly P&L, in plain English
What you made, what you spent, what it means — not a spreadsheet you have to decode.
Cash-flow forecast
Sees the tight month coming before it hits, so payroll is never a surprise.
Finds the leaks
Overtime creep, aging receivables, margin erosion, dead subscriptions — flagged with a number attached.
Puts idle cash to work
Tells you what to do with a surplus — pay down, reinvest, or reserve — instead of letting it sit.
A KPI dashboard you'll actually read
The five numbers that run your business, updated and watched — not buried in an app.
Why we can say that

I bought a struggling business, cleaned up its books and its operations, and sold it about a year later for 40% more than I paid.

I've sat in the seat you're in — so I built the CFO I wish I'd had back then. Clean books and tight numbers don't just lower your stress; they raise what the business is actually worth. That's not a theory here — it's how Apex started.
— Kristi Olson, founder of Apex

The guarantee

We find money in your first report — or your first month is free.

Who this is for

Built for businesses with real books.

The CFO earns its keep when there's real money moving — payroll, receivables, margins, cash cycles.

The CFO works your business finances only — revenue, payroll totals, expenses, cash. Never client health records or protected data. Where something needs a licensed CPA or attorney (like worker classification), it flags it for them — it doesn't guess.

The rest of your workforce

The CFO is one of six.

Most owners start with the one that moves the needle fastest, then add the rest as they go. Here's who else is on the team.

Let's find out if there's money to find.

Start with the free audit. We'll look at your business and show you where the CFO would earn its keep — before you pay a dollar.

Start your free audit